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Hernandez Realty Group
Ajijic, Jalisco Mexico
PHONE: (376) 766-2103
FAX: (376) 766-2104
VONAGE: 01-877-807-4934
Email:
hrealtygroup@prodigy.net.mx
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Frequently Asked Questions
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FEE STRUCTURE FOR IMSS HEALTH INSURANCE
Legislation enacted December 21, 2001 means a couple aged over 60
will pay more for annual Instituto Mexicano del Seguro Social (IMSS)
family medical insurance, but a single person in this age range will pay about 30 percent less.
Annual IMSS insurance fees are now being charged per individual instead of per family. Under the new rules, coverage for a single person aged over 60 costs $ 2,792 pesos, and a spouse the same amount again. Children aged from 0-19 are assessed at $1,062 pesos each. individuals aged 20-39, $ 1,242 pesos, and aged 40-59, $ 1,856 pesos.
Annual renewals are charged at the same rates. All foreign residents of Mexico and their dependants, regardless of their immigration status, may apply for IMSS health care in the "Seguro de Salud para la Familia" program even with the new charges, the cost is by far the least expensive health-care option in Mexico. The coverage is quite broad and include consultations, tests, hospitalization, surgery and medicines.
New applicants will be asked to fill out a medical questionnaire (in Spanish ) stating any preexisting conditions. The IMSS will not insure heads of family and dependants with preexisting medical conditions it describes as "chronic ailments ".
They include AIDS, renal insufficiency, diabetes, mellitus, cirrhosis of the liver, heart disease, and some other medical conditions.
The full list of conditions is specified in the Reglamento del Seguro de Salud Para la Familia ( article 11 ), which can be purchased at most bookstores.
For other conditions there are waiting periods form six months to two years after inscription before attention may be received (see article 12 ). Dental treatment is limited to extractions and cleaning; esthetic surgery is not included, nor are eyeglasses and hearing aids.
Those living in Chapala, Ajijic, Tlaquepaque, Tonala and the Reforma and Libertad sectors of Guadalajara must apply at the IMSS office at Calzada Independencia Norte 580, corner of Juan Alvarez in Guadalajara.
All offices are open Monday to Friday from 8 a.m. to 2 p.m. Only one trip to Guadalajara is needed to apply for coverage and pay the annual fee, according to IMSS officials. Coverage begins the first working day of the month following the one in which the application is approved.
Frequently Asked Questions
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